Commercial Property and Casualty Insurance Underwriter

Zurich Insurance Company Ltd. is seeking an Underwriting Specialist to evaluate commercial insurance submissions and deliver thoughtful property and casualty solutions. You will analyze financial, operational, and exposure information; determine risk acceptability; and recommend pricing, limits, deductibles, and coverage terms in line with underwriting guidelines and portfolio goals. Partner with brokers, agents, risk engineering, claims, and actuarial colleagues to build customer-focused proposals, explain decisions, and support renewals. Maintain clear documentation while monitoring account performance, market changes, and emerging risks. Join a global insurer with opportunities for professional development and exposure to diverse industries and complex risk challenges. Zurich values collaboration, ethical conduct, sustainability, inclusion, and continuous learning. Bring sound judgment, analytical strength, and a commitment to building lasting customer and broker relationships.

Responsibilities

• Evaluate commercial insurance submissions, financial records, and risk information to determine eligibility and coverage terms.
• Assess property, casualty, and liability exposures using underwriting guidelines and risk models.
• Set pricing, limits, deductibles, and conditions in accordance with authority and portfolio objectives.
• Collaborate with brokers, agents, claims, actuarial, and risk engineering teams to develop insurance solutions.
• Communicate underwriting decisions and recommendations, document rationale, and maintain accurate records.
• Monitor portfolio performance, market developments, and emerging risks; support renewal and account strategies.

Required Skills

• Commercial underwriting
• Risk assessment
• Property and casualty insurance
• Financial statement analysis
• Exposure analysis
• Insurance pricing and rating
• Policy coverage and contract interpretation
• Portfolio management
• Regulatory and underwriting guideline compliance
• Broker relationship management