Senior Commercial Insurance Underwriter

Zurich Insurance Company Ltd. seeks an Underwriting Specialist / Executive Underwriter to assess, price, and manage complex commercial risks within our Insurance department. You will analyze financials, exposures, and loss histories to structure profitable solutions, negotiate terms with brokers and clients, and steward a balanced portfolio aligned with Zurich's risk appetite. In our inclusive, ethical, and collaborative culture, you will partner globally across underwriting, claims, risk engineering, and actuarial teams while developing innovative, sustainable insurance solutions and mentoring junior underwriters.

Responsibilities

• Evaluate, price, and underwrite complex commercial insurance risks within authority levels
• Develop and manage a profitable underwriting portfolio aligned with Zurich's risk appetite
• Analyze financials, exposures, and loss histories to structure tailored insurance solutions
• Negotiate terms, conditions, and pricing with brokers and key clients
• Collaborate with claims, risk engineering, and actuarial teams to optimize risk selection
• Monitor portfolio performance, adjust strategies, and report on key underwriting metrics
• Ensure compliance with underwriting guidelines, regulations, and internal controls
• Contribute to product development and continuous improvement of underwriting processes
• Support junior underwriters through coaching, guidance, and knowledge sharing
• Represent Zurich's values, fostering an inclusive, ethical, and customer-centric culture

Required Skills

• Commercial P&C underwriting
• Risk assessment and pricing
• Financial statement analysis
• Portfolio management
• Insurance policy wording and coverage design
• Regulatory and compliance knowledge
• Reinsurance concepts
• Advanced Excel and analytics tools
• Broker and client relationship management
• Negotiation and deal structuring